How to Reduce Hacking Risks
Any website can be attacked by hackers, which is why you need cyber liability insurance. But you can also benefit from knowing some ways to reduce the chance you’ll be hacked.
If you have a website for your business, you have to consider the odds that you’ll be hacked. No matter the size or specialty of your company, your website could be a target for hackers who want to get private information from you. Here’s what you need to know in order to reduce the chances of that happening to your business.
Understand Your Risk
Many small companies assume they’re not targets for hackers because they’re not really well known. But you don’t have to be a big business to get hacked. Every business with an online presence—even a simple website or email account—is at risk. Of course, some industries are more at risk than others. For example, if you sell luxury products and tend to have wealthy customers, hackers might want to break in to get their credit card information. The same goes for businesses that handle a lot of money or private information, such as accountants, financial advisers, and legal services. So if your company falls into these categories, it’s especially important to protect your business from hackers.
Keep All Programs Updated
Neglecting to update computer software will only make it easier for hackers to get into the system. This is why you should make sure your computer has the most updated versions of a firewall and antiviral programs. In fact, any software you use should be the most updated programs available, as older versions are often more easily exploited by hackers than the newest ones. Don’t forget about CMS software you might use, such as WordPress, as you should check to ensure you’re not using an old version. You should even check your website’s integrated software, including plugins and widgets, since you need versions that have been updated in the past year if you want to reduce the chance of hackers finding weak points in them.
Be Careful When Opening Email
Many viruses are transmitted through email, so avoid opening email from senders you don’t know. And especially don’t click on the links within unsolicited emails, since they could send you to corrupted websites. Even if the website link looks familiar, don’t risk it. Instead, type the address into your browser so you can be sure you’re going to the real site. Also, remember that legitimate companies don’t ask you for personal information online. So if you get an email asking to confirm any private information, such as your Social Security number or bank account number, do not send over the details. And be sure everyone else associated with your business is aware of these email tips to avoid hackers, because if even one employee opens a compromised email and clicks on a bad link, your company could be affected.
If you follow these guidelines, you can decrease the chance that your website will be hacked. But there’s no way to guarantee this will never happen to your business. That’s why you should add cyber liability insurance to your business insurance policy. This will help you deal with the expensive consequences of being hacked, which is why more and more businesses now have cyber liability insurance from the start.